Table I Straddle Test
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The Table I Straddle Test below should be used for illustrative purposes only.
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Table I Straddle Test
Enter the monthly rate per $1,000 of voluntary life coverage for every age band, then click Compare. The tool flags any band that falls below or above the IRS Table I rate. A plan "straddles" Table I when at least one band is below and at least one is above.
| Age Group | Group Rate | Table I | Indicator |
|---|
Rates shown are the IRS Uniform Premium Table I rates per $1,000 of coverage per month under IRC Section 79. This tool is provided for informational purposes only and does not constitute tax or legal advice. Consult a qualified tax advisor for guidance specific to your plan.