Table I Straddle Test
The below Table I Straddle Test is an AI assisted script and should be used for illustrative purposes only.
Gennaíos LLC does not provide tax nor legal advice and accepts no liability associated with the use of this tool.
Final determinations of compliance should be determined by your tax and legal counsel.
Privacy is our priority: gennaíos does not use tracking cookies or retain any data used in this form. For more information, please refer to our privacy policy.
Table I Straddle Test
Enter the monthly rate per $1,000 of voluntary life coverage for every age band, then click Compare. The tool flags any band that falls below or above the IRS Table I rate. A plan "straddles" Table I when at least one band is below and at least one is above.
| Age Group | Group Rate | Table I | Indicator |
|---|
Rates shown are the IRS Uniform Premium Table I rates per $1,000 of coverage per month under IRC Section 79. This tool is provided for informational purposes only and does not constitute tax or legal advice. Consult a qualified tax advisor for guidance specific to your plan.